Archive for 'hybrid loans'
Key Business Loan Issues
1 February 2006When you start a business, you generally have two ways to raise capital: loans and equity contributions. There are some obvious disadvantages to loans. They require you, for example, to pay back the l …
When Can You Apply for an SBA Loan?
31 January 2006This answer was adapted from material on the U.S. Small Business Administration Web site. Before you can become eligible for an SBA loan, you have to apply (and be turned down) for a conventional loa …
Who Can Apply for an SBA Loan?
30 January 2006This article was adapted from material on the U.S. Small Business Administration Web site. Before becoming eligible for an SBA loan, you must have been turned down for a conventional loan. Most small …
Applying for an SBA Loan
29 January 2006From the Small Business Administration When applying for a loan, you must prepare a written loan proposal. Make your best presentation in the initial loan proposal and application; you may not get a s …
Using Debt to Finance Your Small Business
28 January 2006General When your corporation takes out a loan, it is incurring debt. Loans are a well-known and well-used method of raising capital. The biggest drawback to taking out a loan for your corporation is …
How Does Your Personal Credit Affect Business Loan Prospects?
18 January 2006Just as your personal credit history determines whether you qualify for a personal loan, it also affects whether you can get a business loan. The three main things lenders look for on your credit repo …
Where Can You Get Help Before Applying for an SBA Loan?
17 January 2006This answer was adapted from material on the U.S. Small Business Administration Web site. The Small Business Administration has offices in almost every major city in the United States. The SBA Office …
Credit Lines vs. Credit Cards?
16 January 2006Both lines of credit and borrowing money on your credit cards can be effective ways to finance small business operations. Both are revolving and charge interest only on outstanding balances. And both …
What are Certified and Preferred SBA Lenders?
15 January 2006This answer was adapted from material on the U.S. Small Business Administration Web site. The most active and expert SBA lenders qualify for the SBA´s Certified and Preferred Lenders Program. Pa …
Equipment Lease Financing
14 January 2006Cash-starved businesses may want to consider leasing, rather than buying, equipment. Leasing gives you access to many types of equipment: computers, copy machines, fax machines, trucks and more. And w …
